State Vehicle Cost Guide

Compare vehicle tax rates, insurance averages, EV credits, and DMV fees across major states.

California

CA
Sales Tax
7.25%
Insurance
$2,150
EV Credit
Varies

Texas

TX
Sales Tax
6.25%
Insurance
$1,480
EV Credit
Varies

Florida

FL
Sales Tax
6.00%
Insurance
$1,720
EV Credit
Varies

New York

NY
Sales Tax
4.00%
Insurance
$1,960
EV Credit
Varies

Illinois

IL
Sales Tax
6.25%
Insurance
$1,390
EV Credit
Varies

Georgia

GA
Sales Tax
7.00%
Insurance
$1,670
EV Credit
Varies

North Carolina

NC
Sales Tax
3.00%
Insurance
$1,340
EV Credit
Varies

Ohio

OH
Sales Tax
5.75%
Insurance
$1,230
EV Credit
Varies

Michigan

MI
Sales Tax
6.00%
Insurance
$2,610
EV Credit
Varies

Arizona

AZ
Sales Tax
5.60%
Insurance
$1,500
EV Credit
Varies

New Jersey

NJ
Sales Tax
6.63%
Insurance
$1,920
EV Credit
Varies

Washington

WA
Sales Tax
6.50%
Insurance
$1,440
EV Credit
Varies

Pennsylvania

PA
Sales Tax
6.00%
Insurance
$1,480
EV Credit
Varies

Alabama

AL
Sales Tax
4.00%
Insurance
$1,800
EV Credit
Varies

Alaska

AK
Sales Tax
0.00%
Insurance
$1,650
EV Credit
Varies

Arkansas

AR
Sales Tax
6.50%
Insurance
$1,950
EV Credit
Varies

Colorado

CO
Sales Tax
2.90%
Insurance
$2,150
EV Credit
Varies

Connecticut

CT
Sales Tax
6.35%
Insurance
$2,100
EV Credit
Varies

Delaware

DE
Sales Tax
0.00%
Insurance
$2,050
EV Credit
Varies

District of Columbia

DC
Sales Tax
6.00%
Insurance
$2,300
EV Credit
Varies

Hawaii

HI
Sales Tax
4.00%
Insurance
$1,450
EV Credit
Varies

Idaho

ID
Sales Tax
6.00%
Insurance
$1,300
EV Credit
Varies

Indiana

IN
Sales Tax
7.00%
Insurance
$1,480
EV Credit
Varies

Iowa

IA
Sales Tax
6.00%
Insurance
$1,300
EV Credit
Varies

Kansas

KS
Sales Tax
6.50%
Insurance
$1,750
EV Credit
Varies

Kentucky

KY
Sales Tax
6.00%
Insurance
$2,000
EV Credit
Varies

Louisiana

LA
Sales Tax
5.00%
Insurance
$2,900
EV Credit
Varies

Maine

ME
Sales Tax
5.50%
Insurance
$1,250
EV Credit
Varies

Maryland

MD
Sales Tax
6.00%
Insurance
$2,300
EV Credit
Varies

Massachusetts

MA
Sales Tax
6.25%
Insurance
$1,900
EV Credit
Varies

Minnesota

MN
Sales Tax
6.88%
Insurance
$1,900
EV Credit
Varies

Mississippi

MS
Sales Tax
7.00%
Insurance
$1,950
EV Credit
Varies

Missouri

MO
Sales Tax
4.23%
Insurance
$2,050
EV Credit
Varies

Montana

MT
Sales Tax
0.00%
Insurance
$1,950
EV Credit
Varies

Nebraska

NE
Sales Tax
5.50%
Insurance
$1,900
EV Credit
Varies

Nevada

NV
Sales Tax
6.85%
Insurance
$2,400
EV Credit
Varies

New Hampshire

NH
Sales Tax
0.00%
Insurance
$1,300
EV Credit
Varies

New Mexico

NM
Sales Tax
4.88%
Insurance
$1,650
EV Credit
Varies

North Dakota

ND
Sales Tax
5.00%
Insurance
$1,400
EV Credit
Varies

Oklahoma

OK
Sales Tax
4.50%
Insurance
$2,000
EV Credit
Varies

Oregon

OR
Sales Tax
0.00%
Insurance
$1,600
EV Credit
Varies

Rhode Island

RI
Sales Tax
7.00%
Insurance
$2,400
EV Credit
Varies

South Carolina

SC
Sales Tax
6.00%
Insurance
$1,900
EV Credit
Varies

South Dakota

SD
Sales Tax
4.50%
Insurance
$1,900
EV Credit
Varies

Tennessee

TN
Sales Tax
7.00%
Insurance
$1,800
EV Credit
Varies

Utah

UT
Sales Tax
6.10%
Insurance
$1,700
EV Credit
Varies

Vermont

VT
Sales Tax
6.00%
Insurance
$1,400
EV Credit
Varies

Virginia

VA
Sales Tax
5.30%
Insurance
$1,600
EV Credit
Varies

West Virginia

WV
Sales Tax
6.00%
Insurance
$2,000
EV Credit
Varies

Wisconsin

WI
Sales Tax
5.00%
Insurance
$1,500
EV Credit
Varies

Wyoming

WY
Sales Tax
4.00%
Insurance
$1,900
EV Credit
Varies

Why State Costs Matter

The state you live in can significantly impact your total vehicle ownership costs. Sales tax alone can add $2,000-$4,000 to the cost of a new car. Insurance averages vary by $1,000+ between the most and least expensive states.

Use our state guides to factor in local costs when budgeting for your next vehicle. Remember that these are estimates — actual costs vary by county, city, and individual circumstances.

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