New Jersey Vehicle Cost Guide 2026
New Jersey charges a 6.625% state sales tax on vehicle purchases with no local add-ons, though there is a $20,000 sales tax cap for qualifying zero-emission vehicles. New Jersey’s Charge Up rebate has been among the more generous state programs, but funding and terms change and the federal EV tax credit ended September 30, 2025. Verify current eligibility with the NJ Board of Public Utilities. New Jersey is a no-fault insurance state with historically higher-than-average premiums. Inspections are required biennially.
DMV / Registration Fees
| Title Transfer | $60 |
| License Plate Fee | $34 |
| Registration (Base) | $34 |
Insurance Requirements
Ownership costs for popular models in New Jersey
Every purchase in New Jersey carries a 6.63% state sales tax, about $1,920/yr average insurance, and a 6.39% typical new-car loan APR. Open any model below to see its pre-filled 5-year cost of ownership tuned to New Jersey.
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