CO
Colorado Vehicle Cost Guide 2026
Colorado has a low 2.9% state sales tax but cities add 3-8% (Denver metro can reach about 11.5% combined). Registration is based on vehicle age and weight. Emissions (OBD-II) testing is required in the Denver-Boulder and Northern Front Range regions; there is no periodic safety inspection. Colorado is not a no-fault state; minimum liability is 25/50/15.
State Sales Tax
2.90%
Vehicle purchases
Avg. Annual Insurance
$2,150
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$75
Annual
DMV / Registration Fees
| Title Transfer | $7.2 |
| License Plate Fee | $25 |
| Registration (Base) | $75 |
Insurance Requirements
No-Fault State: No
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $25,000 per person / $50,000 per accident
Property Damage: $15,000
Uninsured Motorist: $25,000/$50,000
Calculate Your Costs
Use our auto loan calculator with Colorado tax rates to estimate your total vehicle costs.
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