HI
Hawaii Vehicle Cost Guide 2026
Hawaii charges a 4% excise (GE) tax on vehicle sales, varying by county. Registration is county-based. Hawaii requires annual safety inspections and is a no-fault state with mandatory PIP; minimum liability is 20/40/10.
State Sales Tax
4.00%
Vehicle purchases
Avg. Annual Insurance
$1,450
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$45
Annual
DMV / Registration Fees
| Title Transfer | $10 |
| License Plate Fee | $5 |
| Registration (Base) | $45 |
Insurance Requirements
No-Fault State: Yes
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $20,000 per person / $40,000 per accident
Property Damage: $10,000
Uninsured Motorist: PIP required
Calculate Your Costs
Use our auto loan calculator with Hawaii tax rates to estimate your total vehicle costs.
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