VA
Virginia Vehicle Cost Guide 2026
Virginia charges 5.3% state sales tax plus a 1% regional tax in Northern Virginia on vehicles. Annual registration is modest but Virginia also levies a local personal property tax on vehicles. Virginia requires annual safety inspections (plus emissions in Northern Virginia) and is not a no-fault state; minimum liability is a high 50/100/25.
State Sales Tax
5.30%
Vehicle purchases
Avg. Annual Insurance
$1,600
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$40
Annual
DMV / Registration Fees
| Title Transfer | $15 |
| License Plate Fee | $10 |
| Registration (Base) | $40 |
Insurance Requirements
No-Fault State: No
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $50,000 per person / $100,000 per accident
Property Damage: $25,000
Uninsured Motorist: $50,000/$100,000
Calculate Your Costs
Use our auto loan calculator with Virginia tax rates to estimate your total vehicle costs.
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