GA

Georgia Vehicle Cost Guide 2026

Georgia replaced its annual ad valorem tax with a one-time Title Ad Valorem Tax (TAVT) of 7% on the fair market value of the vehicle at purchase. There is no annual property tax on cars registered under TAVT. Georgia does not offer a state-level EV tax credit, though electric vehicles are exempt from emissions inspections in metro Atlanta counties. Insurance rates are slightly above the national average.

State Sales Tax
7.00%
Vehicle purchases
Avg. Annual Insurance
$1,670
Full coverage
EV Tax Credit
$0
State-level
Registration Fee
$20
Annual

DMV / Registration Fees

Title Transfer$18
License Plate Fee$20
Registration (Base)$20

Insurance Requirements

No-Fault State: No
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $25,000 per person / $50,000 per accident
Property Damage: $25,000
Uninsured Motorist: $25,000/$50,000

County Tax Rates

Fulton0.00%
Gwinnett0.00%
DeKalb0.00%
Cobb0.00%
Clayton0.00%

Total vehicle sales tax = state rate + county rate

Calculate Your Costs

Use our auto loan calculator with Georgia tax rates to estimate your total vehicle costs.

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