MO
Missouri Vehicle Cost Guide 2026
Missouri charges 4.225% state sales tax plus local use taxes on vehicles. Annual registration is low. Missouri requires annual safety inspections (plus emissions testing in the St. Louis metro) for older vehicles and is not a no-fault state; minimum liability is 25/50/25.
State Sales Tax
4.23%
Vehicle purchases
Avg. Annual Insurance
$2,050
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$18
Annual
DMV / Registration Fees
| Title Transfer | $11 |
| License Plate Fee | $8 |
| Registration (Base) | $18 |
Insurance Requirements
No-Fault State: No
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $25,000 per person / $50,000 per accident
Property Damage: $25,000
Uninsured Motorist: $25,000/$50,000
Calculate Your Costs
Use our auto loan calculator with Missouri tax rates to estimate your total vehicle costs.
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