CA
California Vehicle Cost Guide 2026
California has the highest state sales tax base rate in the nation at 7.25%. Local districts can add up to 2.5% more, bringing total sales tax to 9.75% in some areas. The state offers a $7,500 tax credit for qualifying EVs through 2026. California requires smog inspections biennially for vehicles older than 6 years.
State Sales Tax
7.25%
Vehicle purchases
Avg. Annual Insurance
$2,150
Full coverage
EV Tax Credit
$7,500
State-level
Registration Fee
$246
Annual
DMV / Registration Fees
| Title Transfer | $15 |
| License Plate Fee | $45 |
| Registration (Base) | $86 |
Insurance Requirements
No-Fault State: No
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $15,000 per person / $30,000 per accident
Property Damage: $5,000
Uninsured Motorist: $15,000/$30,000
County Tax Rates
Los Angeles2.25%
San Francisco2.25%
San Diego2.25%
Orange2.25%
Alameda2.25%
Total vehicle sales tax = state rate + county rate
Calculate Your Costs
Use our auto loan calculator with California tax rates to estimate your total vehicle costs.
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