California Vehicle Cost Guide 2026
California has the highest state sales tax base rate in the nation at 7.25%. Local districts can add up to 2.5% more, bringing total sales tax to 9.75% in some areas. California’s state EV rebate programs have changed repeatedly and several wound down in 2025-2026; the federal EV tax credit ended September 30, 2025. Verify any current state or utility incentive with the California Energy Commission before relying on it. California requires smog inspections biennially for vehicles older than 6 years.
DMV / Registration Fees
| Title Transfer | $15 |
| License Plate Fee | $45 |
| Registration (Base) | $86 |
Insurance Requirements
County Tax Rates
Total vehicle sales tax = state rate + county rate
Ownership costs for popular models in California
Every purchase in California carries a 7.25% state sales tax, about $2,150/yr average insurance, and a 6.39% typical new-car loan APR. Open any model below to see its pre-filled 5-year cost of ownership tuned to California.
Calculate Your Costs
Use our auto loan calculator with California tax rates to estimate your total vehicle costs.
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