SD
South Dakota Vehicle Cost Guide 2026
South Dakota charges 4.5% state sales tax plus local taxes on vehicles. Annual registration is a flat fee. South Dakota requires no periodic inspection and is not a no-fault state; minimum liability is 25/50/25.
State Sales Tax
4.50%
Vehicle purchases
Avg. Annual Insurance
$1,900
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$30
Annual
DMV / Registration Fees
| Title Transfer | $10 |
| License Plate Fee | $10 |
| Registration (Base) | $30 |
Insurance Requirements
No-Fault State: No
Inspection Required: No
Minimum Coverage:
Bodily Injury: $25,000 per person / $50,000 per accident
Property Damage: $25,000
Uninsured Motorist: $25,000/$50,000
Calculate Your Costs
Use our auto loan calculator with South Dakota tax rates to estimate your total vehicle costs.
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