KY
Kentucky Vehicle Cost Guide 2026
Kentucky charges 6% sales tax on vehicles. Annual registration is low. Kentucky requires no periodic inspection and is a choice no-fault state with mandatory PIP; minimum liability is 25/50/25.
State Sales Tax
6.00%
Vehicle purchases
Avg. Annual Insurance
$2,000
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$21
Annual
DMV / Registration Fees
| Title Transfer | $9 |
| License Plate Fee | $12 |
| Registration (Base) | $21 |
Insurance Requirements
No-Fault State: Yes
Inspection Required: No
Minimum Coverage:
Bodily Injury: $25,000 per person / $50,000 per accident
Property Damage: $25,000
Uninsured Motorist: PIP required (choice no-fault)
Calculate Your Costs
Use our auto loan calculator with Kentucky tax rates to estimate your total vehicle costs.
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