IN
Indiana Vehicle Cost Guide 2026
Indiana charges 7% sales tax on vehicles. Annual registration is low. Emissions testing applies only in Lake and Porter counties (northwest Indiana). Indiana is not a no-fault state; minimum liability is 25/50/25.
State Sales Tax
7.00%
Vehicle purchases
Avg. Annual Insurance
$1,480
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$21
Annual
DMV / Registration Fees
| Title Transfer | $15 |
| License Plate Fee | $15 |
| Registration (Base) | $21 |
Insurance Requirements
No-Fault State: No
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $25,000 per person / $50,000 per accident
Property Damage: $25,000
Uninsured Motorist: $25,000/$50,000
Calculate Your Costs
Use our auto loan calculator with Indiana tax rates to estimate your total vehicle costs.
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