Texas Vehicle Cost Guide 2026
Texas has no personal income tax and a 6.25% state sales tax on vehicle purchases. Cities and counties can add up to 2% local sales tax. Texas does not run a broad state EV purchase credit; the federal EV tax credit ended September 30, 2025. Some local utilities offer rebates - verify with your utility. Texas does not require vehicle inspections (except for emissions in some counties). No-fault insurance is not mandatory.
DMV / Registration Fees
| Title Transfer | $33 |
| License Plate Fee | $22 |
| Registration (Base) | $52 |
Insurance Requirements
County Tax Rates
Total vehicle sales tax = state rate + county rate
Ownership costs for popular models in Texas
Every purchase in Texas carries a 6.25% state sales tax, about $1,480/yr average insurance, and a 6.39% typical new-car loan APR. Open any model below to see its pre-filled 5-year cost of ownership tuned to Texas.
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Use our auto loan calculator with Texas tax rates to estimate your total vehicle costs.
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