LA
Louisiana Vehicle Cost Guide 2026
Louisiana charges 5% state sales tax plus local taxes (can exceed 11% combined). Annual registration is low but Louisiana has among the highest average auto insurance rates in the U.S. Louisiana requires annual safety inspections (plus emissions in Baton Rouge parishes) and is not a no-fault state; minimum liability is 15/30/25.
State Sales Tax
5.00%
Vehicle purchases
Avg. Annual Insurance
$2,900
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$20
Annual
DMV / Registration Fees
| Title Transfer | $68 |
| License Plate Fee | $20 |
| Registration (Base) | $20 |
Insurance Requirements
No-Fault State: No
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $15,000 per person / $30,000 per accident
Property Damage: $25,000
Uninsured Motorist: $15,000/$30,000
Calculate Your Costs
Use our auto loan calculator with Louisiana tax rates to estimate your total vehicle costs.
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