PA
Pennsylvania Vehicle Cost Guide 2026
Pennsylvania has a 6% state sales tax, with Philadelphia adding an extra 2% and Allegheny County an extra 1%. EVs and plug-in hybrids pay a $300 annual Electric Road Usage Fee, and hybrids pay $150. Pennsylvania is a no-fault insurance state, with PIP coverage included in all policies. Annual safety inspections and bi-annual emissions tests are required for most vehicles in the state.
State Sales Tax
6.00%
Vehicle purchases
Avg. Annual Insurance
$1,480
Full coverage
EV Tax Credit
$0
State-level
Registration Fee
$37
Annual
DMV / Registration Fees
| Title Transfer | $58 |
| License Plate Fee | $37 |
| Registration (Base) | $37 |
Insurance Requirements
No-Fault State: Yes
Inspection Required: Yes
Minimum Coverage:
Bodily Injury: $15,000 per person / $30,000 per accident
Property Damage: $5,000
Uninsured Motorist: $15,000/$30,000
County Tax Rates
Philadelphia2.00%
Allegheny1.00%
Montgomery0.00%
Bucks0.00%
Delaware0.00%
Total vehicle sales tax = state rate + county rate
Calculate Your Costs
Use our auto loan calculator with Pennsylvania tax rates to estimate your total vehicle costs.
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