Illinois Vehicle Cost Guide 2026
Illinois has a 6.25% state sales tax on vehicle purchases. Chicago adds 2.25% local tax (total 8.5%). Other counties add 0-2.25%. Illinois’ state EV rebate has repeatedly exhausted its funding; the federal EV tax credit ended September 30, 2025. Verify current availability with the Illinois EPA before purchase. Illinois requires annual emissions inspections for vehicles in the Chicago metropolitan area. No-fault insurance is not mandatory.
DMV / Registration Fees
| Title Transfer | $95 |
| License Plate Fee | $39 |
| Registration (Base) | $151 |
Insurance Requirements
County Tax Rates
Total vehicle sales tax = state rate + county rate
Ownership costs for popular models in Illinois
Every purchase in Illinois carries a 6.25% state sales tax, about $1,390/yr average insurance, and a 6.39% typical new-car loan APR. Open any model below to see its pre-filled 5-year cost of ownership tuned to Illinois.
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