IA
Iowa Vehicle Cost Guide 2026
Iowa charges 6% sales tax plus a one-time excise tax on vehicles. Annual registration is modest. Iowa requires no periodic vehicle inspection and is not a no-fault state; minimum liability is 20/40/15.
State Sales Tax
6.00%
Vehicle purchases
Avg. Annual Insurance
$1,300
Full coverage
EV Tax Credit
Varies
State-level
Registration Fee
$50
Annual
DMV / Registration Fees
| Title Transfer | $25 |
| License Plate Fee | $5 |
| Registration (Base) | $50 |
Insurance Requirements
No-Fault State: No
Inspection Required: No
Minimum Coverage:
Bodily Injury: $20,000 per person / $40,000 per accident
Property Damage: $15,000
Uninsured Motorist: $20,000/$40,000
Calculate Your Costs
Use our auto loan calculator with Iowa tax rates to estimate your total vehicle costs.
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