Updated July 20, 2026 ยท US & Canada ยท 100% Free

2026 Early Lease Termination Fee Calculator: Penalty & Total Costs

Calculate the total cost of ending your lease early, including remaining depreciation, finance charges, early termination fees, and disposition costs.

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Early lease termination can be expensive. Most leases require you to pay the remaining depreciation, finance charges, an early termination fee, and a disposition fee. The penalty is typically highest in the first year of the lease and decreases over time. Before terminating early, consider transferring your lease, buying out the vehicle, or trading it in to minimize costs.

Lease Details

Manufacturer's suggested retail price.
Negotiated price after down payment and rebates.
Estimated vehicle value at end of lease.
How many months you've been in the lease.
Money factor ร— 2400 = approximate APR.

Termination Costs

Total Termination Cost
$0
Penalty: $0
Remaining Depreciation
$0
Remaining Finance Charges
$0
Early Termination Fee
$0
Disposition Fee
$0
Remaining Lease Payments
Remaining Months
0 months
Total Payments If You Stay
$0
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