Mitsubishi Eclipse Cross Ownership Cost Calculator 2026
Pre-filled with real Mitsubishi Eclipse Cross specs. Estimate your Mitsubishi Eclipse Cross 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.
Year-by-Year Cost Breakdown — Mitsubishi Eclipse Cross
| Year | Start Value | Depreciation | Fuel | Insurance | Maint. | Reg | Loan Pmt | Yr Out-of-Pkt | Cumulative | End Value |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $28,500 | −$3,990 | $1,874 | $1,700 | $900 | $150 | $5,806 | $10,430 | $16,130 | $24,510 |
| 2 | $24,510 | −$3,135 | $1,874 | $1,700 | $900 | $150 | $5,806 | $10,430 | $26,560 | $21,375 |
| 3 | $21,375 | −$2,850 | $1,874 | $1,700 | $900 | $150 | $5,806 | $10,430 | $36,991 | $18,525 |
| 4 | $18,525 | −$2,280 | $1,874 | $1,700 | $900 | $150 | $5,806 | $10,430 | $47,421 | $16,245 |
| 5 | $16,245 | −$1,995 | $1,874 | $1,700 | $900 | $150 | $5,806 | $10,430 | $57,851 | $14,250 |
| 5-yr total | — | −$14,250 | $9,369 | $8,500 | $4,500 | $750 | $29,032 | $57,851 | — | $14,250 |
Combined 26 MPG (EPA). Depreciation uses a compact-suv segment-average retention curve (editable). Figures are estimates for planning, not a quote.
Mitsubishi Eclipse Cross — Base Parameters
Powertrain
- Engine1.6L I4 (HR16DE)
- DrivetrainAWD
- Fuelgas
- Market years2018-2024
EPA Efficiency
- City25 MPG
- Highway28 MPG
- Combined26 MPG
- Source year2022
Trims & MSRP
- Base (entry trim)$25,000
- Popular (mid trim)$28,500
- Top (fully loaded)$32,000
Same-Segment Cost Comparison
Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.
| Model | Popular MSRP | 5-Yr Cost to Own | Avg / Year | Residual (5 yr) | Cost / Mile |
|---|---|---|---|---|---|
| Mitsubishi Eclipse Cross (this car) | $28,500 | $43,601 | $8,720 | $14,250 | $0.73 |
| Buick Encore | $28,000 | $42,895 | $8,579 | $14,000 | $0.71 |
| Buick Encore GX | $29,500 | $43,351 | $8,670 | $14,750 | $0.72 |
| Jeep Renegade | $27,500 | $42,536 | $8,507 | $13,750 | $0.71 |
| Honda HR-V (2024) | $27,500 | $41,633 | $8,327 | $13,750 | $0.69 |
Mitsubishi Eclipse Cross — Common Ownership Questions
What is the Mitsubishi Eclipse Cross 5-year cost of ownership in 2026?
Based on a Popular-trim purchase at $28,500 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $43,601 — about $8,720 per year — with an estimated $14,250 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.
How much does a Mitsubishi Eclipse Cross depreciate each year?
The Eclipse Cross sits in the compact-suv segment. Applying a segment-average retention curve, it is estimated to keep roughly 86% of its value after the first year and 50% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.
What is the Mitsubishi Eclipse Cross MSRP and which trims are available?
The Eclipse Cross ranges from $25,000 (Base (entry trim)) to $32,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($25,000); Popular (mid trim) ($28,500); Top (fully loaded) ($32,000). Select a trim in the calculator to recompute costs instantly.
What are the Mitsubishi Eclipse Cross real-world fuel costs?
EPA combined rating is 26 MPG (city 25 / highway 28). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $1,874 per year, or $9,369 over 5 years.
Does the Mitsubishi Eclipse Cross qualify for any tax credits?
The Eclipse Cross is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.
How do Mitsubishi Eclipse Cross ownership costs compare with rivals?
See the side-by-side comparison table on this page. We model the Eclipse Cross against Buick Encore, Buick Encore GX, Jeep Renegade, Honda HR-V (2024) using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.