Mazda CX-9 Ownership Cost Calculator 2026
Pre-filled with real Mazda CX-9 specs. Estimate your Mazda CX-9 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.
Year-by-Year Cost Breakdown — Mazda CX-9
| Year | Start Value | Depreciation | Fuel | Insurance | Maint. | Reg | Loan Pmt | Yr Out-of-Pkt | Cumulative | End Value |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $42,000 | −$5,880 | $2,030 | $1,900 | $950 | $150 | $8,557 | $13,587 | $21,987 | $36,120 |
| 2 | $36,120 | −$4,620 | $2,030 | $1,900 | $950 | $150 | $8,557 | $13,587 | $35,574 | $31,500 |
| 3 | $31,500 | −$4,200 | $2,030 | $1,900 | $950 | $150 | $8,557 | $13,587 | $49,160 | $27,300 |
| 4 | $27,300 | −$3,360 | $2,030 | $1,900 | $950 | $150 | $8,557 | $13,587 | $62,747 | $23,940 |
| 5 | $23,940 | −$2,940 | $2,030 | $1,900 | $950 | $150 | $8,557 | $13,587 | $76,334 | $21,000 |
| 5-yr total | — | −$21,000 | $10,150 | $9,500 | $4,750 | $750 | $42,784 | $76,334 | — | $21,000 |
Combined 24 MPG (EPA). Depreciation uses a midsize-suv segment-average retention curve (editable). Figures are estimates for planning, not a quote.
Mazda CX-9 — Base Parameters
Powertrain
- Engine2.5L Turbo I4 (Skyactiv-G Turbo)
- DrivetrainAWD
- Fuelgas
- Market years2016-2024
EPA Efficiency
- City22 MPG
- Highway28 MPG
- Combined24 MPG
- Source year2021
Trims & MSRP
- Base (entry trim)$36,000
- Popular (mid trim)$42,000
- Top (fully loaded)$48,000
Same-Segment Cost Comparison
Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.
| Model | Popular MSRP | 5-Yr Cost to Own | Avg / Year | Residual (5 yr) | Cost / Mile |
|---|---|---|---|---|---|
| Mazda CX-9 (this car) | $42,000 | $55,334 | $11,067 | $21,000 | $0.92 |
| Honda Passport | $42,500 | $56,616 | $11,323 | $21,250 | $0.94 |
| Nissan Pathfinder | $42,500 | $56,135 | $11,227 | $21,250 | $0.94 |
| Mitsubishi Outlander PHEV | $42,500 | $54,913 | $10,983 | $21,250 | $0.92 |
| Volkswagen Atlas Cross Sport | $41,500 | $57,005 | $11,401 | $20,750 | $0.95 |
Mazda CX-9 — Common Ownership Questions
What is the Mazda CX-9 5-year cost of ownership in 2026?
Based on a Popular-trim purchase at $42,000 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $55,334 — about $11,067 per year — with an estimated $21,000 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.
How much does a Mazda CX-9 depreciate each year?
The CX-9 sits in the midsize-suv segment. Applying a segment-average retention curve, it is estimated to keep roughly 86% of its value after the first year and 50% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.
What is the Mazda CX-9 MSRP and which trims are available?
The CX-9 ranges from $36,000 (Base (entry trim)) to $48,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($36,000); Popular (mid trim) ($42,000); Top (fully loaded) ($48,000). Select a trim in the calculator to recompute costs instantly.
What are the Mazda CX-9 real-world fuel costs?
EPA combined rating is 24 MPG (city 22 / highway 28). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $2,030 per year, or $10,150 over 5 years.
Does the Mazda CX-9 qualify for any tax credits?
The CX-9 is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.
How do Mazda CX-9 ownership costs compare with rivals?
See the side-by-side comparison table on this page. We model the CX-9 against Honda Passport, Nissan Pathfinder, Mitsubishi Outlander PHEV, Volkswagen Atlas Cross Sport using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.