Jeep Compass Ownership Cost Calculator 2026
Pre-filled with real Jeep Compass specs. Estimate your Jeep Compass 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.
Year-by-Year Cost Breakdown — Jeep Compass
| Year | Start Value | Depreciation | Fuel | Insurance | Maint. | Reg | Loan Pmt | Yr Out-of-Pkt | Cumulative | End Value |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $30,000 | −$4,200 | $1,949 | $1,700 | $900 | $150 | $6,112 | $10,811 | $16,811 | $25,800 |
| 2 | $25,800 | −$3,300 | $1,949 | $1,700 | $900 | $150 | $6,112 | $10,811 | $27,622 | $22,500 |
| 3 | $22,500 | −$3,000 | $1,949 | $1,700 | $900 | $150 | $6,112 | $10,811 | $38,432 | $19,500 |
| 4 | $19,500 | −$2,400 | $1,949 | $1,700 | $900 | $150 | $6,112 | $10,811 | $49,243 | $17,100 |
| 5 | $17,100 | −$2,100 | $1,949 | $1,700 | $900 | $150 | $6,112 | $10,811 | $60,054 | $15,000 |
| 5-yr total | — | −$15,000 | $9,744 | $8,500 | $4,500 | $750 | $30,560 | $60,054 | — | $15,000 |
Combined 25 MPG (EPA). Depreciation uses a compact-suv segment-average retention curve (editable). Figures are estimates for planning, not a quote.
Jeep Compass — Base Parameters
Powertrain
- Engine2.4L I4 (LAF/LEA/LKW)
- Drivetrain4WD
- Fuelgas
- Market years2018-2024
EPA Efficiency
- City22 MPG
- Highway31 MPG
- Combined25 MPG
- Source year2021
Trims & MSRP
- Base (entry trim)$25,000
- Popular (mid trim)$30,000
- Top (fully loaded)$35,000
Same-Segment Cost Comparison
Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.
| Model | Popular MSRP | 5-Yr Cost to Own | Avg / Year | Residual (5 yr) | Cost / Mile |
|---|---|---|---|---|---|
| Jeep Compass (this car) | $30,000 | $45,054 | $9,011 | $15,000 | $0.75 |
| Mazda CX-30 | $30,000 | $44,010 | $8,802 | $15,000 | $0.73 |
| Subaru Crosstrek | $30,000 | $45,054 | $9,011 | $15,000 | $0.75 |
| Volkswagen Taos | $30,000 | $43,168 | $8,634 | $15,000 | $0.72 |
| Buick Encore GX | $29,500 | $43,351 | $8,670 | $14,750 | $0.72 |
Jeep Compass — Common Ownership Questions
What is the Jeep Compass 5-year cost of ownership in 2026?
Based on a Popular-trim purchase at $30,000 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $45,054 — about $9,011 per year — with an estimated $15,000 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.
How much does a Jeep Compass depreciate each year?
The Compass sits in the compact-suv segment. Applying a segment-average retention curve, it is estimated to keep roughly 86% of its value after the first year and 50% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.
What is the Jeep Compass MSRP and which trims are available?
The Compass ranges from $25,000 (Base (entry trim)) to $35,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($25,000); Popular (mid trim) ($30,000); Top (fully loaded) ($35,000). Select a trim in the calculator to recompute costs instantly.
What are the Jeep Compass real-world fuel costs?
EPA combined rating is 25 MPG (city 22 / highway 31). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $1,949 per year, or $9,744 over 5 years.
Does the Jeep Compass qualify for any tax credits?
The Compass is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.
How do Jeep Compass ownership costs compare with rivals?
See the side-by-side comparison table on this page. We model the Compass against Mazda CX-30, Subaru Crosstrek, Volkswagen Taos, Buick Encore GX using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.