Hyundai Kona N Ownership Cost Calculator 2026
Pre-filled with real Hyundai Kona N specs. Estimate your Hyundai Kona N 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.
Year-by-Year Cost Breakdown — Hyundai Kona N
| Year | Start Value | Depreciation | Fuel | Insurance | Maint. | Reg | Loan Pmt | Yr Out-of-Pkt | Cumulative | End Value |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $36,500 | −$5,110 | $2,118 | $1,900 | $950 | $150 | $7,436 | $12,554 | $19,855 | $31,390 |
| 2 | $31,390 | −$4,015 | $2,118 | $1,900 | $950 | $150 | $7,436 | $12,554 | $32,409 | $27,375 |
| 3 | $27,375 | −$3,650 | $2,118 | $1,900 | $950 | $150 | $7,436 | $12,554 | $44,964 | $23,725 |
| 4 | $23,725 | −$2,920 | $2,118 | $1,900 | $950 | $150 | $7,436 | $12,554 | $57,518 | $20,805 |
| 5 | $20,805 | −$2,555 | $2,118 | $1,900 | $950 | $150 | $7,436 | $12,554 | $70,073 | $18,250 |
| 5-yr total | — | −$18,250 | $10,591 | $9,500 | $4,750 | $750 | $37,181 | $70,073 | — | $18,250 |
Combined 23 MPG (EPA). Depreciation uses a midsize-suv segment-average retention curve (editable). Figures are estimates for planning, not a quote.
Hyundai Kona N — Base Parameters
Powertrain
- Engine2.0L / 2.5L Turbo GDI (Lambda II Turbo)
- DrivetrainFWD
- Fuelgas
- Market years2022-2024
EPA Efficiency
- City20 MPG
- Highway27 MPG
- Combined23 MPG
- Source year2022
Trims & MSRP
- Base (entry trim)$35,000
- Popular (mid trim)$36,500
- Top (fully loaded)$38,000
Same-Segment Cost Comparison
Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.
| Model | Popular MSRP | 5-Yr Cost to Own | Avg / Year | Residual (5 yr) | Cost / Mile |
|---|---|---|---|---|---|
| Hyundai Kona N (this car) | $36,500 | $51,823 | $10,365 | $18,250 | $0.86 |
| Toyota Venza | $37,000 | $47,837 | $9,567 | $18,500 | $0.80 |
| Hyundai Santa Fe | $37,000 | $50,960 | $10,192 | $18,500 | $0.85 |
| Kia Sorento | $37,000 | $50,960 | $10,192 | $18,500 | $0.85 |
| MINI Countryman | $36,000 | $49,894 | $9,979 | $18,000 | $0.83 |
Hyundai Kona N — Common Ownership Questions
What is the Hyundai Kona N 5-year cost of ownership in 2026?
Based on a Popular-trim purchase at $36,500 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $51,823 — about $10,365 per year — with an estimated $18,250 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.
How much does a Hyundai Kona N depreciate each year?
The Kona N sits in the midsize-suv segment. Applying a segment-average retention curve, it is estimated to keep roughly 86% of its value after the first year and 50% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.
What is the Hyundai Kona N MSRP and which trims are available?
The Kona N ranges from $35,000 (Base (entry trim)) to $38,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($35,000); Popular (mid trim) ($36,500); Top (fully loaded) ($38,000). Select a trim in the calculator to recompute costs instantly.
What are the Hyundai Kona N real-world fuel costs?
EPA combined rating is 23 MPG (city 20 / highway 27). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $2,118 per year, or $10,591 over 5 years.
Does the Hyundai Kona N qualify for any tax credits?
The Kona N is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.
How do Hyundai Kona N ownership costs compare with rivals?
See the side-by-side comparison table on this page. We model the Kona N against Toyota Venza, Hyundai Santa Fe, Kia Sorento, MINI Countryman using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.