GMC Acadia Ownership Cost Calculator 2026
Pre-filled with real GMC Acadia specs. Estimate your GMC Acadia 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.
Year-by-Year Cost Breakdown — GMC Acadia
| Year | Start Value | Depreciation | Fuel | Insurance | Maint. | Reg | Loan Pmt | Yr Out-of-Pkt | Cumulative | End Value |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $43,000 | −$6,020 | $2,118 | $1,900 | $950 | $150 | $8,761 | $13,879 | $22,479 | $36,980 |
| 2 | $36,980 | −$4,730 | $2,118 | $1,900 | $950 | $150 | $8,761 | $13,879 | $36,358 | $32,250 |
| 3 | $32,250 | −$4,300 | $2,118 | $1,900 | $950 | $150 | $8,761 | $13,879 | $50,236 | $27,950 |
| 4 | $27,950 | −$3,440 | $2,118 | $1,900 | $950 | $150 | $8,761 | $13,879 | $64,115 | $24,510 |
| 5 | $24,510 | −$3,010 | $2,118 | $1,900 | $950 | $150 | $8,761 | $13,879 | $77,994 | $21,500 |
| 5-yr total | — | −$21,500 | $10,591 | $9,500 | $4,750 | $750 | $43,803 | $77,994 | — | $21,500 |
Combined 23 MPG (EPA). Depreciation uses a midsize-suv segment-average retention curve (editable). Figures are estimates for planning, not a quote.
GMC Acadia — Base Parameters
Powertrain
- Engine2.4L I4 (LAF/LEA/LKW)
- DrivetrainAWD
- Fuelgas
- Market years2017-2024
EPA Efficiency
- City21 MPG
- Highway27 MPG
- Combined23 MPG
- Source year2021
Trims & MSRP
- Base (entry trim)$36,000
- Popular (mid trim)$43,000
- Top (fully loaded)$50,000
Same-Segment Cost Comparison
Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.
| Model | Popular MSRP | 5-Yr Cost to Own | Avg / Year | Residual (5 yr) | Cost / Mile |
|---|---|---|---|---|---|
| GMC Acadia (this car) | $43,000 | $56,494 | $11,299 | $21,500 | $0.94 |
| Toyota Highlander | $43,000 | $56,494 | $11,299 | $21,500 | $0.94 |
| Honda Passport | $42,500 | $56,616 | $11,323 | $21,250 | $0.94 |
| Nissan Pathfinder | $42,500 | $56,135 | $11,227 | $21,250 | $0.94 |
| Mitsubishi Outlander PHEV | $42,500 | $54,913 | $10,983 | $21,250 | $0.92 |
GMC Acadia Reliability, Fault Codes & Maintenance Specs
Model-specific diagnostic data for the GMC Acadia (2017-2024 (2nd Gen), 2017-2024): known OBD-II trouble codes, symptom-to-fix mapping, model-year issues, and the factory maintenance specification sheet. Print it and hand it to your technician.
OBD-II fault codes
5 codes logged for this platform, with the cause most often seen on the 2.4L I4 (LAF/LEA/LKW).
| Code | Description | Common cause here | Severity |
|---|---|---|---|
| P0301 | Cylinder 1 Misfire Detected | Carbon-fouled intake valve, worn ignition coil | Medium |
| P0011 | Camshaft Position A - Timing Over-Advanced (Bank 1) | Dirty VVT solenoid / oil control valve, low oil level | Medium |
| P0171 | System Too Lean (Bank 1) | Carbon-restricted intake runner, leaking PCV | Medium |
| P0420 | Catalyst System Efficiency Below Threshold (Bank 1) | Carbon-coated catalyst from GDI running condition | Low |
| P050D | Cold Start Rough Idle | Carbon buildup on intake valves disrupting airflow at cold start | Low |
Symptoms, causes & fixes
What owners actually report, what it turns out to be, and what the repair involves.
| Symptom | Root cause | Fix | Model years |
|---|---|---|---|
| 9-speed transmission harsh shifts | 9T65 calibration | TCM update | 2017-2020 |
| 3.6L timing chain rattle | Timing chain tensioner wear | Timing chain replacement | 2018-2020 |
| High oil consumption | 2.4L piston ring wear | Oil consumption test; ring replacement. | 2017-2024 |
| 3.6L timing chain rattle (3.6L models) | Timing chain tensioner wear | Timing chain replacement. | 2017-2024 |
Model-year issues
Problems tied to a specific production window rather than the whole generation.
| Years | Issue | Fix | Status |
|---|---|---|---|
| 2018-2021 | Oil consumption above spec | Oil consumption test; engine replacement if confirmed | Check with dealer |
Common problems owners report
Recurring complaints for this model, summarized from owner-reported fault patterns.
- 9-speed transmission harsh shifts
- 3.6L timing chain wear
- AC compressor failure
- Power liftgate failure
Factory maintenance specification sheet
Spec-grade values for the GMC Acadia. Verify against your owner's manual before service.
| Engine oil grade | 5W-30 |
| Oil capacity (with filter) | 5 qt |
| Oil change interval | 5,000 mi |
| Spark plug interval | 60,000 mi |
| Tire size | 235/65R18 |
| Tire pressure (cold) | 35 psi |
| Tire rotation interval | 5,000 mi |
| Air filter interval | 30,000 mi |
| Coolant service interval | 60,000 mi |
| Brake fluid interval | 30,000 mi |
| 12V battery group | Group H6 |
| Battery cold-cranking amps | 700 CCA |
Powertrain & drivetrain identity
Confirm your exact configuration before ordering parts or booking service.
| Engine / motor | 2.4L I4 (LAF/LEA/LKW) |
| Drivetrain | AWD |
| Body style | SUV |
| Generation | 2017-2024 (2nd Gen) |
| Market years | 2017-2024 |
| Original MSRP range | $36,000-$50,000 |
| Market | US/CA |
Data sources & methodology
- OBD-II code definitionsSAE J2012 / ISO 15031-6 standardized powertrain diagnostic trouble codes, with platform-specific causes matched against the model in this dataset. Retrieved August 29, 2026.
- Fuel economy & MPGeU.S. Environmental Protection Agency fuel-economy data (fueleconomy.gov), model-year matched where available. Retrieved August 29, 2026.
- Maintenance specificationsFactory scheduled-maintenance intervals, fluid grades, tire sizes, and battery group sizes compiled per model. Retrieved August 29, 2026.
- Defects, recalls & technical service bulletinsNational Highway Traffic Safety Administration (NHTSA) defect and recall records. Retrieved August 29, 2026.
Methodology and citations are maintained by the VehCalc editorial team. Where an official schedule is not yet loaded, results are shown as model estimates and the source is stated as a reference.
GMC Acadia — Common Ownership Questions
What is the GMC Acadia 5-year cost of ownership in 2026?
Based on a Popular-trim purchase at $43,000 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $56,494 — about $11,299 per year — with an estimated $21,500 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.
How much does a GMC Acadia depreciate each year?
The Acadia sits in the midsize-suv segment. Applying a segment-average retention curve, it is estimated to keep roughly 86% of its value after the first year and 50% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.
What is the GMC Acadia MSRP and which trims are available?
The Acadia ranges from $36,000 (Base (entry trim)) to $50,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($36,000); Popular (mid trim) ($43,000); Top (fully loaded) ($50,000). Select a trim in the calculator to recompute costs instantly.
What are the GMC Acadia real-world fuel costs?
EPA combined rating is 23 MPG (city 21 / highway 27). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $2,118 per year, or $10,591 over 5 years.
Does the GMC Acadia qualify for any tax credits?
The Acadia is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.
How do GMC Acadia ownership costs compare with rivals?
See the side-by-side comparison table on this page. We model the Acadia against Toyota Highlander, Honda Passport, Nissan Pathfinder, Mitsubishi Outlander PHEV using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.
What are the most common GMC Acadia problems?
Owners of the GMC Acadia (2017-2024) most often report: 9-speed transmission harsh shifts; 3.6L timing chain wear; AC compressor failure; Power liftgate failure. Each is broken down with its root cause and the repair path in the reliability section above.
Which OBD-II codes does the GMC Acadia throw most often?
The codes logged most frequently for this platform are P0301 (Cylinder 1 Misfire Detected), P0011 (Camshaft Position A - Timing Over-Advanced (Bank 1)), P0171 (System Too Lean (Bank 1)). The full list with the cause usually found on the 2.4L I4 (LAF/LEA/LKW) and a low/medium/high severity rating is in the fault-code table above.
Why does my GMC Acadia 9-speed transmission harsh shifts?
On this model the usual cause is 9T65 calibration. The typical repair is tCM update (reported on 2017-2020 cars). The symptoms table above lists every reported fault for this platform.
Are there model-year-specific GMC Acadia issues I should check before buying used?
Yes — 2018-2021 cars are associated with oil consumption above spec. Recommended action: oil consumption test; engine replacement if confirmed Ask the seller or dealer whether this was performed. The model-year table above lists all known production-window issues.
What are the GMC Acadia service intervals and fluid specs?
Factory spec is 5W-30 oil (5 qt) changed every 5,000 miles, 235/65R18 tires at 35 psi cold rotated every 5,000 miles, air filter every 30,000 miles, coolant every 60,000 miles, spark plugs every 60,000 miles, and a group H6 battery at 700 CCA. The full spec sheet is above and printable.