Ford Edge ST Ownership Cost Calculator 2026
Pre-filled with real Ford Edge ST specs. Estimate your Ford Edge ST 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.
Year-by-Year Cost Breakdown — Ford Edge ST
| Year | Start Value | Depreciation | Fuel | Insurance | Maint. | Reg | Loan Pmt | Yr Out-of-Pkt | Cumulative | End Value |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $46,500 | −$6,510 | $2,030 | $1,900 | $950 | $150 | $9,474 | $14,504 | $23,804 | $39,990 |
| 2 | $39,990 | −$5,115 | $2,030 | $1,900 | $950 | $150 | $9,474 | $14,504 | $38,307 | $34,875 |
| 3 | $34,875 | −$4,650 | $2,030 | $1,900 | $950 | $150 | $9,474 | $14,504 | $52,811 | $30,225 |
| 4 | $30,225 | −$3,720 | $2,030 | $1,900 | $950 | $150 | $9,474 | $14,504 | $67,314 | $26,505 |
| 5 | $26,505 | −$3,255 | $2,030 | $1,900 | $950 | $150 | $9,474 | $14,504 | $81,818 | $23,250 |
| 5-yr total | — | −$23,250 | $10,150 | $9,500 | $4,750 | $750 | $47,368 | $81,818 | — | $23,250 |
Combined 24 MPG (EPA). Depreciation uses a midsize-suv segment-average retention curve (editable). Figures are estimates for planning, not a quote.
Ford Edge ST — Base Parameters
Powertrain
- Engine2.7L Twin-Turbo V6 (Nano)
- DrivetrainAWD
- Fuelgas
- Market years2019-2024
EPA Efficiency
- City21 MPG
- Highway29 MPG
- Combined24 MPG
- Source year2021
Trims & MSRP
- Base (entry trim)$43,000
- Popular (mid trim)$46,500
- Top (fully loaded)$50,000
Same-Segment Cost Comparison
Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.
| Model | Popular MSRP | 5-Yr Cost to Own | Avg / Year | Residual (5 yr) | Cost / Mile |
|---|---|---|---|---|---|
| Ford Edge ST (this car) | $46,500 | $58,568 | $11,714 | $23,250 | $0.98 |
| Toyota 4Runner | $46,500 | $62,747 | $12,549 | $23,250 | $1.05 |
| Chevrolet Traverse | $45,000 | $58,940 | $11,788 | $22,500 | $0.98 |
| Buick Enclave | $48,000 | $61,096 | $12,219 | $24,000 | $1.02 |
| Mazda CX-90 | $45,000 | $57,084 | $11,417 | $22,500 | $0.95 |
Ford Edge ST — Common Ownership Questions
What is the Ford Edge ST 5-year cost of ownership in 2026?
Based on a Popular-trim purchase at $46,500 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $58,568 — about $11,714 per year — with an estimated $23,250 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.
How much does a Ford Edge ST depreciate each year?
The Edge ST sits in the midsize-suv segment. Applying a segment-average retention curve, it is estimated to keep roughly 86% of its value after the first year and 50% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.
What is the Ford Edge ST MSRP and which trims are available?
The Edge ST ranges from $43,000 (Base (entry trim)) to $50,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($43,000); Popular (mid trim) ($46,500); Top (fully loaded) ($50,000). Select a trim in the calculator to recompute costs instantly.
What are the Ford Edge ST real-world fuel costs?
EPA combined rating is 24 MPG (city 21 / highway 29). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $2,030 per year, or $10,150 over 5 years.
Does the Ford Edge ST qualify for any tax credits?
The Edge ST is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.
How do Ford Edge ST ownership costs compare with rivals?
See the side-by-side comparison table on this page. We model the Edge ST against Toyota 4Runner, Chevrolet Traverse, Buick Enclave, Mazda CX-90 using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.