Audi A5 Ownership Cost Calculator 2026
Pre-filled with real Audi A5 specs. Estimate your Audi A5 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.
Year-by-Year Cost Breakdown — Audi A5
| Year | Start Value | Depreciation | Fuel | Insurance | Maint. | Reg | Loan Pmt | Yr Out-of-Pkt | Cumulative | End Value |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $50,000 | −$9,000 | $1,804 | $3,000 | $1,300 | $150 | $10,187 | $16,441 | $26,441 | $41,000 |
| 2 | $41,000 | −$6,000 | $1,804 | $3,000 | $1,300 | $150 | $10,187 | $16,441 | $42,882 | $35,000 |
| 3 | $35,000 | −$5,500 | $1,804 | $3,000 | $1,300 | $150 | $10,187 | $16,441 | $59,323 | $29,500 |
| 4 | $29,500 | −$4,500 | $1,804 | $3,000 | $1,300 | $150 | $10,187 | $16,441 | $75,764 | $25,000 |
| 5 | $25,000 | −$3,500 | $1,804 | $3,000 | $1,300 | $150 | $10,187 | $16,441 | $92,205 | $21,500 |
| 5-yr total | — | −$28,500 | $9,022 | $15,000 | $6,500 | $750 | $50,933 | $92,205 | — | $21,500 |
Combined 27 MPG (EPA). Depreciation uses a luxury segment-average retention curve (editable). Figures are estimates for planning, not a quote.
Audi A5 — Base Parameters
Powertrain
- Engine2.0L Turbo I4 (EA888 Gen 3)
- DrivetrainAWD
- Fuelgas
- Market years2018-2024
EPA Efficiency
- City24 MPG
- Highway31 MPG
- Combined27 MPG
- Source year2021
Trims & MSRP
- Base (entry trim)$45,000
- Popular (mid trim)$50,000
- Top (fully loaded)$55,000
Same-Segment Cost Comparison
Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.
| Model | Popular MSRP | 5-Yr Cost to Own | Avg / Year | Residual (5 yr) | Cost / Mile |
|---|---|---|---|---|---|
| Audi A5 (this car) | $50,000 | $70,705 | $14,141 | $21,500 | $1.18 |
| Mercedes-Benz GLC | $50,000 | $71,427 | $14,285 | $21,500 | $1.19 |
| Genesis GV70 | $50,000 | $73,283 | $14,657 | $21,500 | $1.22 |
| Cadillac CT5 | $49,500 | $72,362 | $14,472 | $21,285 | $1.21 |
| BMW 3 Series | $49,500 | $69,409 | $13,882 | $21,285 | $1.16 |
Audi A5 — Common Ownership Questions
What is the Audi A5 5-year cost of ownership in 2026?
Based on a Popular-trim purchase at $50,000 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $70,705 — about $14,141 per year — with an estimated $21,500 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.
How much does a Audi A5 depreciate each year?
The A5 sits in the luxury segment. Applying a segment-average retention curve, it is estimated to keep roughly 82% of its value after the first year and 43% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.
What is the Audi A5 MSRP and which trims are available?
The A5 ranges from $45,000 (Base (entry trim)) to $55,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($45,000); Popular (mid trim) ($50,000); Top (fully loaded) ($55,000). Select a trim in the calculator to recompute costs instantly.
What are the Audi A5 real-world fuel costs?
EPA combined rating is 27 MPG (city 24 / highway 31). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $1,804 per year, or $9,022 over 5 years.
Does the Audi A5 qualify for any tax credits?
The A5 is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.
How do Audi A5 ownership costs compare with rivals?
See the side-by-side comparison table on this page. We model the A5 against Mercedes-Benz GLC, Genesis GV70, Cadillac CT5, BMW 3 Series using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.