Acura RDX Ownership Cost Calculator 2026
Pre-filled with real Acura RDX specs. Estimate your Acura RDX 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.
Year-by-Year Cost Breakdown — Acura RDX
| Year | Start Value | Depreciation | Fuel | Insurance | Maint. | Reg | Loan Pmt | Yr Out-of-Pkt | Cumulative | End Value |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $45,500 | −$8,190 | $2,030 | $3,000 | $1,300 | $150 | $9,270 | $15,750 | $24,850 | $37,310 |
| 2 | $37,310 | −$5,460 | $2,030 | $3,000 | $1,300 | $150 | $9,270 | $15,750 | $40,600 | $31,850 |
| 3 | $31,850 | −$5,005 | $2,030 | $3,000 | $1,300 | $150 | $9,270 | $15,750 | $56,350 | $26,845 |
| 4 | $26,845 | −$4,095 | $2,030 | $3,000 | $1,300 | $150 | $9,270 | $15,750 | $72,099 | $22,750 |
| 5 | $22,750 | −$3,185 | $2,030 | $3,000 | $1,300 | $150 | $9,270 | $15,750 | $87,849 | $19,565 |
| 5-yr total | — | −$25,935 | $10,150 | $15,000 | $6,500 | $750 | $46,349 | $87,849 | — | $19,565 |
Combined 24 MPG (EPA). Depreciation uses a luxury segment-average retention curve (editable). Figures are estimates for planning, not a quote.
Acura RDX — Base Parameters
Powertrain
- Engine2.0L Turbo I4 (K20C3)
- DrivetrainAWD
- Fuelgas
- Market years2019-2024
EPA Efficiency
- City22 MPG
- Highway28 MPG
- Combined24 MPG
- Source year2021
Trims & MSRP
- Base (entry trim)$39,000
- Popular (mid trim)$45,500
- Top (fully loaded)$52,000
Same-Segment Cost Comparison
Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.
| Model | Popular MSRP | 5-Yr Cost to Own | Avg / Year | Residual (5 yr) | Cost / Mile |
|---|---|---|---|---|---|
| Acura RDX (this car) | $45,500 | $68,284 | $13,657 | $19,565 | $1.14 |
| Audi A4 | $45,500 | $66,834 | $13,367 | $19,565 | $1.11 |
| Lexus NX | $45,000 | $67,484 | $13,497 | $19,350 | $1.12 |
| Infiniti QX50 | $46,000 | $67,898 | $13,580 | $19,780 | $1.13 |
| Genesis G70 | $46,000 | $69,120 | $13,824 | $19,780 | $1.15 |
Acura RDX — Common Ownership Questions
What is the Acura RDX 5-year cost of ownership in 2026?
Based on a Popular-trim purchase at $45,500 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $68,284 — about $13,657 per year — with an estimated $19,565 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.
How much does a Acura RDX depreciate each year?
The RDX sits in the luxury segment. Applying a segment-average retention curve, it is estimated to keep roughly 82% of its value after the first year and 43% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.
What is the Acura RDX MSRP and which trims are available?
The RDX ranges from $39,000 (Base (entry trim)) to $52,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($39,000); Popular (mid trim) ($45,500); Top (fully loaded) ($52,000). Select a trim in the calculator to recompute costs instantly.
What are the Acura RDX real-world fuel costs?
EPA combined rating is 24 MPG (city 22 / highway 28). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $2,030 per year, or $10,150 over 5 years.
Does the Acura RDX qualify for any tax credits?
The RDX is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.
How do Acura RDX ownership costs compare with rivals?
See the side-by-side comparison table on this page. We model the RDX against Audi A4, Lexus NX, Infiniti QX50, Genesis G70 using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.