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Acura Integra Ownership Cost Calculator 2026

Pre-filled with real Acura Integra specs. Estimate your Acura Integra 5-year cost of ownership — depreciation, fuel, insurance, maintenance, loan, and residual value — then compare against same-class rivals side by side.

5-Yr Cost to Own
$57,235
Avg / Year
$11,447
Est. Value After 5 Yr
$15,050
Cost / Mile
$0.95
Eff. Monthly Outlay
$1,205

Year-by-Year Cost Breakdown — Acura Integra

YearStart ValueDepreciationFuelInsuranceMaint.RegLoan PmtYr Out-of-PktCumulativeEnd Value
1$35,000$6,300$1,476$3,000$1,300$150$7,131$13,057$20,057$28,700
2$28,700$4,200$1,476$3,000$1,300$150$7,131$13,057$33,114$24,500
3$24,500$3,850$1,476$3,000$1,300$150$7,131$13,057$46,171$20,650
4$20,650$3,150$1,476$3,000$1,300$150$7,131$13,057$59,228$17,500
5$17,500$2,450$1,476$3,000$1,300$150$7,131$13,057$72,285$15,050
5-yr total$19,950$7,382$15,000$6,500$750$35,653$72,285$15,050

Combined 33 MPG (EPA). Depreciation uses a luxury segment-average retention curve (editable). Figures are estimates for planning, not a quote.

Acura Integra — Base Parameters

Powertrain

  • Engine1.5L Turbo I4 (L15B7/L15C)
  • DrivetrainFWD
  • Fuelgas
  • Market years2023-2024

EPA Efficiency

  • City30 MPG
  • Highway37 MPG
  • Combined33 MPG
  • Source year2023

Trims & MSRP

  • Base (entry trim)$32,000
  • Popular (mid trim)$35,000
  • Top (fully loaded)$38,000

Same-Segment Cost Comparison

Every model below is modeled with identical assumptions (Popular trim, 20% down, 5-year loan at the national average new-car APR, 12,000 miles/year, national average tax & insurance). This apples-to-apples view is exclusive to VehCalc — manufacturer sites and KBB do not show it side by side.

ModelPopular MSRP5-Yr Cost to OwnAvg / YearResidual (5 yr)Cost / Mile
Acura Integra (this car)$35,000$57,235$11,447$15,050$0.95
Audi Q3$40,000$63,541$12,708$17,200$1.06
Volvo XC40$41,000$63,955$12,791$17,630$1.07
Mercedes-Benz GLA$41,500$63,680$12,736$17,845$1.06
Cadillac CT4$41,500$64,724$12,945$17,845$1.08

Acura Integra — Common Ownership Questions

What is the Acura Integra 5-year cost of ownership in 2026?

Based on a Popular-trim purchase at $35,000 with a 20% down payment, a 5-year loan at the national average new-car APR, 12,000 miles per year, and national average tax and insurance, the estimated 5-year cost of ownership is $57,235 — about $11,447 per year — with an estimated $15,050 residual value after 5 years. Use the calculator above to tailor it to your state, down payment, and mileage.

How much does a Acura Integra depreciate each year?

The Integra sits in the luxury segment. Applying a segment-average retention curve, it is estimated to keep roughly 82% of its value after the first year and 43% after five years. Depreciation is typically the single largest ownership cost, which is why our calculator shows it year by year alongside every other expense.

What is the Acura Integra MSRP and which trims are available?

The Integra ranges from $32,000 (Base (entry trim)) to $38,000 (Top (fully loaded)). Trims shown: Base (entry trim) ($32,000); Popular (mid trim) ($35,000); Top (fully loaded) ($38,000). Select a trim in the calculator to recompute costs instantly.

What are the Acura Integra real-world fuel costs?

EPA combined rating is 33 MPG (city 30 / highway 37). At the 2026 national average of $4.06/gal and 12,000 miles per year, fuel runs about $1,476 per year, or $7,382 over 5 years.

Does the Acura Integra qualify for any tax credits?

The Integra is a gas vehicle, so federal EV credits do not apply. State-level incentives, if any, are listed on each state's page — select your state in the calculator to see local tax and fee impact.

How do Acura Integra ownership costs compare with rivals?

See the side-by-side comparison table on this page. We model the Integra against Audi Q3, Volvo XC40, Mercedes-Benz GLA, Cadillac CT4 using identical assumptions — same annual miles, down payment, and loan terms — so the difference is truly apples-to-apples. That is data the manufacturer's site and KBB do not show side by side.

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